How we are
Embark on a seamless journey to homeownership with our meticulous mortgage process. Upon receipt of your loan package, it is promptly assigned to our proficient processing team. Rigorous scrutiny ensures the completeness of your documentation. A judicious appraisal is initiated to ascertain the property’s value. With due diligence, we obtain the requisite documentation, and your mortgage loan is deemed clear to close. The culmination of this process heralds the closure of your mortgage loan, accompanied by the disbursement of funds. Entrust us with the realization of your homeownership aspirations, guided by professionalism and a commitment to excellence.
Why Mortgage Processing?
Earn More
Focus on the Front End! We got everything else.
Do More
Our Team is Solution Focused so your time is spent on Sales and Relationship Building
CTC More
We Process All Day, Every Day.
We know how to get loans to the closing table
Our Culture
Priorities
Speed, Communication, Transparency
Winner’s Win
Get Better Every Day. Commit to being better than we were yesterday
Impact
Make Positive Differences
Integrity
Doing the Right Thing all of the time
Why Mortgage Processing
What we do
Loan Submission
Your loan package is received & assigned to our processing team
Initial Scrub
Income, Property, Assets, Credit and other pertinent documentation
will be analyzed by our processing team to ensure that any red flags
are addressed before the loan package is sent to underwriting
Vendor Order
We handle ALL vendor orders including title, insurance, appraisal,
payoffs, etc
Clear Conditions
Proactively work directly with clients to obtain required documentation
Clear to Close
All parties will receive the “We Are Clear to Close” Notification. We will
work with all parties to coordinate the closing appointment.
Closing
Balance and finalize the closing package. Send final CD for broker
approval and then we will review final numbers with the client(s)
Post-Closing
We will proactively resolve any post-closing conditions with appropriate
parties
Compliance
We will send you a QC folder to retain for audit purposes.
Mortgage Program
Secure your dream home today!
Click to start your hassle-free mortgage loan application. Your journey to homeownership begins with a simple step.
Frequently Asked Questions
- Loan Processing is our number one priority.
- Mortgage Processing is designed around the workflow of processing, not sales.
- We will never solicit your clients.
- You will avoid the expenses, frustration of hiring, training, firing, re-training in-house processors.
- You will reduce your overhead by eliminating salaries, benefits, sick time, vacation time, worker’s comp, etc.
- You will free up expensive office space for marketing and originating.
- You will find contract loan processing helps to dramatically streamline your business.
- Selecting the lender, loan program, running a credit report (tri-merge), and locking the rate.
- Submitting a complete and signed application and initial documents
- Huge fires that arise that Mortgage Processing cannot control
- Normally a file is reviewed within 24 hours of receiving it. Extended review times should be taken into consideration if loan volumes peak. Files that are incomplete when we receive them, lack of communication from the broker or borrowers, etc, may delay the process. Therefore, submitting a complete file and ensuring all parties are communicating effectively will guarantee a quick turn time.
- All correspondence from us will indicate that we are the processing center for “Your” Mortgage Company.
- Ultimately, compliance is the Mortgage Lender or Brokers responsibility. However, we will assist you to help make sure all issues are covered.
Ready to CTC MORE?
We will schedule a call to get started.
Your loan package has been received and is now with our processing team for thorough examination and evaluation.